Risk Profile Analysis

Instructions

Please fill out the info and click on the 'Submit' button at the bottom of the page.

Your Contact Info

First Name: *

Last Name: *

Email: *

Phone: *

Do you live in Hawaii?: *

Yes

Additional Information

Investable Assets: *

Less than $250,000

$750,000 - $1,000,000

Greater than $1,000,000

Accredited Investor Definition

An accredited investor is defined by the SEC as: A natural person who has individual net worth, or joint net worth with the person’s spouse, that exceeds $1 million at the time of the purchase, excluding the value of the primary residence of such person; a natural person with income exceeding $200,000 in each of the two most recent years or joint income with a spouse exceeding $300,000 for those years and a reasonable expectation of the same income level in the current year; The content of the newspaper ad that we're going to run is also attached for your reference.

1. How do you expect to use the money from this investment in the future?:

I expect to use this money exclusively for neccesities.

I expect to use this money primarily for necessities.

I expect to use this money primarily for discretionary spending but also partly for necessities.

I expect to use this money exclusively for discretionary spending.

I do not expect to use this money, instead, I expect to leave it to my heirs.

2. In how many years do you expect to start withdrawing and using the money from this account?:

3. What level of current income are you expecting to receive from this account on a yearly basis?:

4. Which of the following statements is most true about your risk tolerance and the way you wish to invest to achieve your goals?:

My investments should be completely safe; I do not wish to run the risk of losing any principal at any time.

My investments should primarily generate current income.

My investments should generate some income and also grow in value over time.

My investments should primarily grow over time, but I would also like to generate some current income.

My investments should grow substantially in value over time. I do not need to generate current income.

5. Generally, I prefer investments with little or no fluctuation in value and I'm willing to accept the lower return .:

6. What level of risk are you willing to take in order to earn a given return on your investment account?:

I am not willing to risk any capital loss in this account.

I would risk a 1% annual loss to earn a 2% annual return.

I would risk a 2.5% annual loss to earn a 5% annual return.

I would risk a 5% annual loss to earn a 10% annual return.

I would risk a greater than 10% annual loss to earn a greater than 10% annual return.

7. Consider the following annual investment returns over a 5-year holding period. Choose the portfolio that you would prefer to own. Assume a $100,000 initial investment.:

+1%, +1%, +1%, +1%, +1%. The ending account value is $105,000

+2%, +1%, +0%, +1%, +2%. The ending account value is $106,000

+5%, -2%, -1%, +1%, +5%. The ending account value is $108,000

+10%, +8%, -5%, -9%, +10%. The ending account value is $113,000

+15%, -10%, +10%, +10%, -5%. The ending account value is $119,000

8. Suppose you initially invested $75,000 and that it grew over 1 year to $100,000 (a 33% gain). Suppose further that your investment suddenly declined in value to $85,000 (a 15% drop). What would you do?:

Sell the entire investment and try to avoid investing in any future assets that could possibly lose 15% of their value.

Sell a portion of the investment and transfer the money into other assets with less risk.

Follow the advice of my investment manager regardless of how I feel about the situation.

Be somewhat concerned but take no action.

Buy more of the investment because it is generating a good return despite the high volatility.

9. Considering the investment scenario from the previous question, how would you feel at the end of the year when your initial $75,000 investment was worth $85,000?:

Uncomfortable with having invested in such a volatile investment.

Disappointed that my investment dropped 15% in value from $100,000 to $85,000.

Happy that my investment generated a positive return but disappointed that I didn't sell when it was valued at $100,000 during the year.

Very happy that I earned a 13% return on my initial $75,000 investment for the year.

Disappointed that the investment only generated a 13% return for the year.

10. How would you react if your investment portfolio only gained 5% in a year when the overall markets gained 10%?:

I would definitely change my financial advisor to someone who could generate a return that is at least equal to the overall markets every year.

I would consider changing my financial advisor to one who could generate returns that are equal to the overall markets.

I would be concerned that my portfolio underperformed the overall markets but I would not change my financial advisor.

I would take no action as long as the portfolio is generating a positive return that meets my investment goals.

I would be happy with my portfolio's annual return and would not worry if it was greater or less than the overall markets in any one year.

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Risk Profile Analysis

Risk Profile Analysis

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